We offer a wide selection of top life insurers so you can find the right policy for your specific needs. Our experts do their best to find you the cheapest rates throughout the market. Our services are free and without obligation.
Choosing to take out a life insurance policy is a huge step and it can be daunting and scary if you don't know exactly what you are looking for. There are many types of cover available, and many different companies offering it. It is important that you understand the various options that are available to you. Life insurance is not a "one size fits all" situation, so why should you take the first plan that comes along when cheaper and/or more suitable options may be available?
Taking out a life insurance policy is a big thing to consider for anybody, and you should weigh up your options before deciding on the plan that is right for you. Here at YourLife Insured, we make this process easier by comparing hundreds of life insurance plans from the UK's top insurers to find the most suitable and beneficial plan for you based on your specific situation. Not only will working with us inevitably save you a lot of time, but we are sure to save you money because of the insurer relationship we have.
Yourlife-insured is committed to safeguarding your privacy online. Please read the following statement to understand how your personal information will be treated as you make full use of the Yourlife-insured website. This Yourlife-insured website is owned and operated by Yourlife-insured, a division of a corporation established under the laws of the USA.
If you have any questions regarding our privacy statement, please first contact us by e-mail at email@example.comAcceptance of Terms
Please be aware that Yourlife-insured sponsors, advertisers, and partners or affiliates who have co-branded modules or sections on Yourlife-insured may collect personally identifiable information about you while on our website. The information practices of those parties are not covered by this privacy statement. We encourage you to be aware when you leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies only to information collected by this Site.
Yourlife-insured users should also be aware that, when you voluntarily disclose personal information in chat areas or bulletin boards (if any), that information may be collected by others and may result in unsolicited messages from others. We are not responsible for the personally identifiable information you choose to submit in these forums.Gathering of Information - Voluntary Submission
Yourlife-insured does not collect personally identifying information about any individual Yourlife-insured website user except when knowingly provided by such individual. For example, we may ask you for information, such as your e-mail address, title and industry when you register to become a member of Yourlife-insured. In the event you order something from Yourlife-insured or one of our co-branded websites, we may request additional personal information, such as your address, telephone number and payment information, in order to complete the transaction. In order to further enhance the website user experience and target content to users’ interests, we may also supplement the data you provide to us with data from data append services (where other information may be added to the information you provide). You always have the option not to provide the information we request. If you choose not to provide the information we request, you can still visit most of the Yourlife-insured website, but you may be unable to access certain options and services. When you register or become a member of Yourlife-insured or provide information to Yourlife-insured in any other manner, you agree to provide only true, accurate, current and complete information.Cookies
We also use browser plug-in cookies on our site, including Flash cookies, also known as "local shared objects," to perform similar functions as browser cookies. Like normal browser cookies, these cookies are represented as small files stored on your computer. One method of preventing Flash cookies from being placed is to adjust your preferences in the Macromedia Website Privacy Settings Panel at macromedia.com.
Most web browsers automatically accept cookies, but you can usually change your browser settings to display a warning before accepting a cookie, choose to accept cookies only from certain websites or to refuse all cookies. However, if you choose to disable the receipt of cookies from our website, you may not be able to use certain features of the site.Web Beacons
We use web beacons (invisible images often referred to as pixel tags or clear GIFs) on our sites in order to recognize users, assess traffic patterns, identify preferred content and measure site engagement. We also include web beacons in our e-mail messages, including newsletters, in order to count how many e-mail messages have been opened.
Yourlife-insured also uses a reputable third party to collect information, including through the use of web beacons, browser cookies and other tracking technologies. Traffic or Clickstream Data ("Clickstream Data"). Clickstream Data consists of traffic and usage data that is not personally identifiable. We do not supplement or combine Clickstream Data with any PII. We may share Clickstream Data we collect with certain selected third parties and ValueClick Entities, but only in anonymous form. Notwithstanding the foregoing, such third parties and ValueClick Entities may combine such Clickstream Data with any PII that you choose to give to such third parties or ValueClick Entities when registering with their websites. We collect Clickstream Data regarding use of our services by observing browser functions and the files (pages) you access. For example, our servers collect information about the site to which you may redirect to in order to enable us to calculate and receive payments from our business partners. In addition, we may use Clickstream Data to better design our services.Log Files
Yourlife-insured web and ad servers log information about a site user's IP address, browser type and the current URL the user is requesting. This information is always provided by each and every user's browser. These log files are stored in a secure location and may be used in an anonymous manner in our internal analysis of traffic patterns within our website and with specific third parties contracted by Yourlife-insured. This information is automatically logged by most websites.Widgets
Our primary goal in collecting user information is to enhance your experience on our website.To Target Content and Advertising
To develop and provide content and advertising to you that is targeted to your interests, we use the analytics collected by the systems described above to determine which areas of our website you prefer based upon the frequency of your visits and engagement with those areas. We may also make reasonable geographic and demographic assumptions based on your presented IP address to target relevant content and advertising.
The Non-PII collected by such parties on our Site and other websites may be used in order to provide advertisements about goods and services likely to be of greater interest to you. These companies typically use a cookie or third party web beacon to collect this information. Although we choose our business partners and clients carefully, we are not responsible for the privacy practices of such third parties. You should check the applicable privacy policies of these third-party advertisers to determine how they handle any information they collect from you.
To Provide Interactive Communications From Yourlife-insured.co.uk
To enhance your experience we may provide you with interactive communications, such as our electronic newsletters, to the e-mail address that you provide to us. Such interactive communications are provided only to those users who have expressly provided us with their permission to receive them as part of their user profile.
From time to time we may provide e-mails highlighting new features, promotions or contests on the website to those users who have expressly provided us with their permission to send such communications as part of their user profile. Control of Your Information.
Registered users may change the information stored in their member profile such as e-mail address, post code, country, title and industry, and they may elect to stop receiving newsletters or marketing material from Yourlife-insured or on behalf of external third party business partners. Users may choose to stop receiving such communications at any time by visiting the "To unsubscribe or change your email settings" link found at the end of any such e-mail received.
We use third parties to provide processing, e-mail service providers and hosting services on our site. When you are on an area of Yourlife-insured and are asked for personal information, you are sharing that information with Yourlife-insured as well as business partners and vendors providing hosting and other services for Yourlife-insured. When you sign up for such services, we will share your personally identifiable information as necessary for the third party to provide that service. These third parties are prohibited from using your personally identifiable information for any other purpose. If you do not want your information to be shared, you can choose not to allow the transfer of your information by not using that particular service.
In addition, if you provide any personally identifiable information via an advertiser promotion, please be aware you are directly providing your personally identifiable information to that advertiser.
From time-to-time we may provide you the opportunity to participate in contests or surveys on our site. If you participate, we will request certain personally identifiable information from you, such as your name and e-mail. Participation in these surveys or contests is completely voluntary and you therefore have a choice whether or not to disclose this information. We use this personally identifiable information to notify contest winners and award prizes. We may use a third party service provider to conduct these surveys or contests; that company will be prohibited from using our users personally identifiable information for any other purpose. We will not share the personally identifiable information you provide through a contest or survey with other third parties unless we give you prior notice and choice.Email Referral
We may also have features that allow you to send an e-mail to yourself and/or others about an item on our site. If you choose to use our e-mail referral service, you will be required to provide the e-mail address or addresses that will be used in the notification. Upon form submission an e-mail will be generated to your recipient(s) inviting them to visit the URL you have recommended. We do not store this information other than for the sole purpose of sending this one-time e-mail. Aggregate, Anonymous Information With Advertisers.
Yourlife-insured derives the majority of its revenue from advertising and sharing information is essential to keeping our services affordable to users. In order to attract and retain advertisers we use the aggregated, anonymous information that we gather (as well as information from third-party market researchers) to describe our services to partners and to assist our advertisers and sponsors to better understand our audience. We do not disclose personally identifying information about our users to these parties.
We occasionally hire other companies to provide limited services on our behalf, such as handling the processing and delivery of newsletter mailings, processing transactions, or performing statistical analysis of our services. We will only provide those companies the information they need to deliver the service. In some instances these companies may collect information directly from you (such as for credit card processing for the purchase of investment newsletters). In these cases, you will be notified of the involvement of the external service provider. In all cases, these companies are subject to agreements that require them to maintain the confidentiality of your information and they are prohibited from using that information for any other purpose.In The Event of Sale or Bankruptcy
Yourlife-insured may disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to conform to the edicts of the law or comply with a judicial proceeding, court order or legal process served on Yourlife-insured or to protect and defend the rights or property of Yourlife-insured.Storage and security
We will retain personal data, including user location information, only as long as our business needs require. We will then destroy or render unreadable any such information upon disposal. Your information is stored on Yourlife-insured's servers located in the United States. We use industry standard procedural and technical safeguards to protect your personal information against loss or theft as well as unauthorized access and disclosure to protect your privacy, including encryption, "firewalls" and the Secure Sockets Layer (SSL). We treat data as an asset that must be protected against loss and unauthorized access. We employ many different security techniques to protect such data from unauthorized access by users inside and outside the company. However, "perfect security" does not exist on the Internet and you acknowledge and agree to assume this risk when communicating with us.International data transfers
Information that we collect may be stored and processed in and transferred between any of the countries in which we operate in order to enable us to use the information in accordance with this policy.
Information that we collect may be transferred to the following countries which do not have data protection laws equivalent to those in force in the European Economic Area: [the United States of America and India].
Personal information that you publish on our website or submit for publication on our website may be available, via the internet, around the world. We cannot prevent the use or misuse of such information by others.
You expressly agree to the transfers of personal information described in this Section
a) The purposes of the processing
b) The categories of personal data concerned
c) The recipients to whom the personal data has been disclosed
d) The retention period or envisioned retention period for that personal data
e) When personal data has been collected from a third party, the source of the personal data
a) The accuracy of the personal data is contested
b) Processing of the personal data is unlawful
c) We no longer need the personal data for processing but the personal data is required for part of a legal process
d) The right to object has been exercised and processing is restricted pending a decision on the status of the processing
Users may exercise these rights by contacting Insert company name in the following ways: (i) by sending a registered letter to Your Life Insured, (ii) by sending an email to firstname.lastname@example.org
If you are not happy with how we process your personal information you should contact us in the first instance. If you’re not happy with how we have dealt with your complaint you have the right to lodge a complaint with the Information Commissioner’s Office. You can find their details on their website at https://ico.org.uk/
Privacy of Children
Kids under 13: Do not send any information about yourself to us, including information such as your name, address, or e-mail address. We do not knowingly collect personal information from children under 13. In the event that we learn we have collected any personal information from a child under the age of 13 without verification of parental consent, we will delete that information from our database as quickly as possible.
If you subscribe to any services offered through this website, you also will be subject to additional terms and conditions ("Terms of Service" or "TOS") applicable to such services, which will be brought to your attention at that time.
We do not guarantee that access to or use of this website or any services will be uninterrupted or error free, and Yourlife-insured shall not be liable for any feature not being accessible or for any unavailability of its website and services. The website and its features may be expanded, limited or modified at any time by Yourlife-insured to meet the needs of its Users, or for technical or other reasons, without advance notice or reason. We may also in our sole discretion, and at any time, discontinue providing, temporarily or permanently, any part or all of the website, without notice. To access some of the content or features of the website or its services, Users may need to enhance or update the hardware or software in their computer systems. Yourlife-insured assumes no responsibility for any failure to access the website or any services, partially or fully, whether due to the User's system, the Internet network or any other cause.
We do not provide information or services to minors, and if you are under 18 you may only use this site with the active involvement of a parent, guardian or other supervising adult.
This website does not provide individual or customized legal, tax, or investment services. Since each individual's situation is unique, a qualified professional should be consulted before making financial decisions.
We make no guarantees as to the accuracy, thoroughness or quality of the information on this website, which is provided only on an “AS-IS” and “AS AVAILABLE” basis at User’s sole risk. This information may be provided by third parties and Yourlife-insured shall not be responsible or liable for any errors, omissions or inaccuracies in the website content. The information and investment strategies provided at this site are neither comprehensive nor appropriate for every individual. Some of the information is relevant only in the U.S., and may not be relevant to or compliant with the laws, regulations or other legal requirements of other countries. It is your responsibility to determine whether, how and to what extent your intended use of the information and services will be technically and legally possible in the areas of the world where you intend to use them. You are advised to verify any information before using it for any personal, financial or business purpose. The website content and services may be modified at any time by us, without advance notice or reason, and Yourlife-insured shall have no obligation to notify you of any corrections or changes to any website content.
We grant you a limited personal use license to access, display, download, format and print portions of this website content solely for your own personal non-commercial use, provided that the content is not modified and all proprietary notices are kept intact. You may not reproduce, publish, translate, merge, sell, rent, distribute the content, or create a derivative work of the content on any other website or as part of any educational, training or reference materials. You may not frame or utilize framing techniques to enclose any content on this website.
Any testimonials, opinions, advice, product or service offers, or other information or content (if any) made available on or through this website by third parties (“Third Party Content”) are solely those of their respective providers and not of Yourlife-insured which does not guarantee the accuracy, completeness, reliability or usefulness of Third Party Content. It is the responsibility of the User to evaluate Third Party Content and Yourlife-insured shall not be liable for any damage or loss caused by Users’ reliance on or other use of Third Party Content.
By posting or submitting any material, you will be (a) granting Yourlife-insured a world-wide fully paid-up non-exclusive license to allow your materials to be edited and displayed by Yourlife-insured on its website, and accessed by Users, for the purposes and on the terms in these TOU, (b) agreeing to indemnify and hold harmless Yourlife-insured and its Users from any claim or demand made by any third party due to or arising out of your materials, and (c) representing that you own or otherwise have the right to post the materials, that the materials are accurate, that use of the materials on the Yourlife-insured website does not violate any laws, and that the materials will not cause injury to any person. Yourlife-insured shall have the right to use your name in connection with your posted materials.
Yourlife-insured does not guarantee that files (if any) available for downloading through its website will be free of infection or viruses or other code that may have contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for integrity, security and accuracy of data input and output, and for maintaining a means external to the site for the reconstruction of any lost data.
Though we seek to partner with quality companies, we are not responsible for the claims or representations made by advertisers and sponsors. Yourlife-insured does not review, endorse or recommend the products or services of any company mentioned on our site. We will not be liable in any way for damages of any kind resulting out of the misuse of any personal information or data submitted by you to an advertiser or sponsor.
As a convenience to Users, the Yourlife-insured website and services may provide links to other sites or resources. Because we do not review or have no control over such sites and resources, Yourlife-insured shall not be responsible or liable for use of or reliance on any content, products, services or information at such sites or resources. Inclusion of any links does not imply any endorsement, affiliation, approval, association or sponsorship by Yourlife-insured of the linked websites, resources, their operators or owners. When you select a link, you may be leaving our website. The information available on third parties’ websites may have certain restrictions on its use or distribution which differ from these TOU.
Some areas of the Yourlife-insured site ("Password Protected Areas") may be password protected and available only to Users who are registered with Yourlife-insured to have an account. Registration requires Users to fully complete the account registration process. Yourlife-insured reserves the right to deny or revoke registration or access to Password Protected Areas for any User. Yourlife-insured takes reasonable measures to ensure the security of the Password Protected Areas but cannot guarantee the absolute security of information or communications in such Password Protected Areas. Users are responsible for maintaining the security of the password they receive from Yourlife-insured and must notify us if they believe that the security of their password or account has been breached or subject to unauthorized use. Yourlife-insured will not be liable for any loss or liability incurred as a result of an unauthorized person using a User's password.
Spamming, advertising, soliciting or political campaigning Personal attacks on or abuse of any members, moderators, or administrators of a forum Postings for any unlawful or fraudulent purpose (including links) Posting of personal information (for yourself or anyone else)
Posting materials containing viruses or other malicious or destructive code Posting of offensive content including profanity, obscenity, racist or pornographic material Posting of any materials that are defamatory or infringe any person's rights
The Yourlife-insured website and its content are protected by copyright, trademark and other proprietary laws.
Although Yourlife-insured offers services in many parts of the world, certain Yourlife-insured services may not be available in or suitable for certain countries or locales. We reserve the right to discontinue or to make changes to, any of our services at any time without advance notice.
Yourlife-insured DISCLAIMS ALL WARRANTIES, REPRESENTATIONS AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, WITH RESPECT TO THE USE OF THIS WEBSITE AND ITS SERVICES, OR THE ACCURACY, COMPLETENESS, TIMELINESS OR CURRENTNESS OF ITS CONTENT, IN ANY WAY AND FOR ANY PURPOSE.
IN NO EVENT WILL Yourlife-insured BE LIABLE FOR ANY INCIDENTAL, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR INDIRECT DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THIS WEBSITE OR ANY OF ITS SERVICES OR CONTENT, OR LOSS OF DATA, EVEN IF Yourlife-insured HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, PRODUCT LIABILITY, STRICT LIABILITY OR OTHERWISE.
BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF WARRANTIES, OR THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH JURISDICTIONS Yourlife-insured's LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
These TOU, and any applicable TOS, constitute the entire agreement between each User and Yourlife-insured governing the User's access to and use of the website and its services, and supersede all prior agreements regarding its subject matter. The TOU shall be governed by the laws of UK without giving effect to any principles of conflicts of laws. Each User hereby attorns and agrees to the non-exclusive jurisdiction of the courts of the USA . The failure by a User or Yourlife-insured to exercise any right or to enforce any provision of the TOU shall not constitute a waiver of such right or provision. If any provision of the TOU is found by a court of competent jurisdiction to be invalid or unenforceable, the court shall give effect to the intentions reflected in the provision to the degree possible, and the other provisions of the TOU will remain in full force and effect.